feat(hrv): 添加心率变异性监控和压力评估功能

- 新增 HRV 监听服务，实时监控心率变异性数据
- 实现 HRV 到压力指数的转换算法和压力等级评估
- 添加智能通知服务，在压力偏高时推送健康建议
- 优化日志系统，修复日志丢失问题并增强刷新机制
- 改进个人页面下拉刷新，支持并行数据加载
- 优化勋章数据缓存策略，减少不必要的网络请求
- 重构应用初始化流程，优化权限服务和健康监听服务的启动顺序
- 移除冗余日志输出，提升应用性能

app/(tabs)/personal.tsx

@@ -22,7 +22,7 @@ import { LinearGradient } from 'expo-linear-gradient';
 import { useRouter } from 'expo-router';
 import React, { useCallback, useEffect, useMemo, useRef, useState } from 'react';
 import { useTranslation } from 'react-i18next';
-import { Linking, Modal, ScrollView, StatusBar, StyleSheet, Switch, Text, TouchableOpacity, TouchableWithoutFeedback, View } from 'react-native';
+import { Linking, Modal, RefreshControl, ScrollView, StatusBar, StyleSheet, Switch, Text, TouchableOpacity, TouchableWithoutFeedback, View } from 'react-native';
 import { useSafeAreaInsets } from 'react-native-safe-area-context';
 
 import { AppLanguage, changeAppLanguage, getNormalizedLanguage } from '@/i18n';
@@ -62,6 +62,7 @@ export default function PersonalScreen() {
   const isLgAvaliable = isLiquidGlassAvailable();
   const [languageModalVisible, setLanguageModalVisible] = useState(false);
   const [isSwitchingLanguage, setIsSwitchingLanguage] = useState(false);
+  const [refreshing, setRefreshing] = useState(false);
 
   const languageOptions = useMemo<LanguageOption[]>(() => ([
     {
@@ -165,18 +166,38 @@ export default function PersonalScreen() {
   console.log('badgePreview', badgePreview);
 
 
-  // 页面聚焦时获取最新用户信息
+  // 首次加载时获取用户信息和数据
+  useEffect(() => {
+    dispatch(fetchMyProfile());
+    dispatch(fetchActivityHistory());
+    dispatch(fetchAvailableBadges());
+  }, [dispatch]);
+
+  // 页面聚焦时智能刷新（依赖 Redux 的缓存策略）
   useFocusEffect(
-    React.useCallback(() => {
-      dispatch(fetchMyProfile());
-      dispatch(fetchActivityHistory());
+    useCallback(() => {
+      // 徽章数据由 Redux 的缓存策略控制，只有过期才会重新请求
       dispatch(fetchAvailableBadges());
-      // 不再需要在这里加载推送偏好设置，因为已移到通知设置页面
-      // 加载开发者模式状态
-      loadDeveloperModeState();
     }, [dispatch])
   );
 
+  // 手动刷新处理
+  const onRefresh = useCallback(async () => {
+    setRefreshing(true);
+    try {
+      // 并行刷新所有数据
+      await Promise.all([
+        dispatch(fetchMyProfile()).unwrap(),
+        dispatch(fetchActivityHistory()).unwrap(),
+        dispatch(fetchAvailableBadges()).unwrap(),
+      ]);
+    } catch (error) {
+      log.warn('刷新数据失败', error);
+    } finally {
+      setRefreshing(false);
+    }
+  }, [dispatch]);
+
   // 移除 loadNotificationPreference 函数，因为已移到通知设置页面
 
   // 加载开发者模式状态
@@ -695,6 +716,15 @@ export default function PersonalScreen() {
           paddingHorizontal: 16,
         }}
         showsVerticalScrollIndicator={false}
+        refreshControl={
+          <RefreshControl
+            refreshing={refreshing}
+            onRefresh={onRefresh}
+            tintColor="#9370DB"
+            colors={['#9370DB']}
+            progressViewOffset={insets.top}
+          />
+        }
       >
         <UserHeader />
         {userProfile.isVip ? <VipMembershipCard /> : <MembershipBanner />}